PIX, Open Finance, and DREX
Cases of digital public infrastructure in Brazil
DOI:
https://doi.org/10.59490/dgo.2025.931Keywords:
Digital Public Infrastructure (DPI), PIX, Open Finance, DREX, Central Bank Digital Currency (CBDC)Abstract
Digital Public Infrastructure (DPI) is a new concept that garnered significant attention during the 2023 G20 discussions. DPIs can help advance all United Nations Sustainable Development Goals, making research in this area critically important. Despite its significance, academic literature on DPI is still scarce. To help cover this gap, this poster proposes a DPI evaluation framework based on the United Nations' definition of DPI. The evaluation framework was applied to three potential DPI cases that emerged from the Brazilian finance sector. The selected cases include PIX, an instant payment solution; Open Finance Brazil, a consent-based data exchange solution; and DREX, the Brazilian central bank digital currency. Using the proposed evaluation framework, it was demonstrated that the first two cases can be considered DPIs, and the last one has the potential to become a DPI.
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References
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Copyright (c) 2025 Vanessa da R.S. Almeida, Marie Moron Macadar
This work is licensed under a Creative Commons Attribution 4.0 International License.
